Don't Even Get SSI

by Anthony Pratt

I learned that I qualify for SSI after being approved for SSDI. The government gave me such a hard time getting benefits at first but as soon as I got SSDI, they literally tired to force me to take the SSI. I decided not to get SSI but keep only the SSDI. Doing this helps me avoid certain issues that are sure to pop up if and when I am ever able to work again. It is also good to avoid SSI but keep only SSDI if you intend to get married in the near future because your spouse's income will cause issues with SSI but not so with SSDI. It would have been only a little more money for me but plenty more "check and balance" for the government's toolbox.

Trust me, getting SSI is not worth the headache if you intend to get off your butt and work just as soon as you are able to do so or just as soon as your disability will not get in the way of your success. By the way, I have a vestibular disorder, which is a serious disability but I don't consider deafness as a disability. However, it helped to expedite my claim since the vestibular disorder is partially the cause of my deafness.

What makes deafness a "protected condition" under the ADA is that most companies refuse to hire us because they think deafness will prevent us from equally contributing to the workforce. Thus, being "perceived as disable" is undeniably disabling according to the ADA. This is logical because you are truly discriminated against and "made disabled" if you can't work due to being prevented from doing so as a result of the current paradigm of the majority of people in positions of power. Being made disabled does not mean you are actually disabled. This only means that, in the real world you need to be able to do for yourself – you need food, water, shelter, etc. For example, you can become homeless if you are not allowed to earn a living wage. What’s more disabling than that? Further more, you are made disabled when a force greater than you has the power to cause you a long duration of undue hardship. So, being perceived as disabled has real world consequences that most of us have no control over.

Yeah, I know that I am the one to make folks think outside the box on this issue but I don't intend to raise the issue of deafness as a disability for this discussion. So, the take away on this is: SSI is not for everyone even if they qualify for it and SSDI is the better choice for most people who really need it. One more thing: it is not fraud to refuse to accept SSI and the government can not force you to get it by threatening to take away your SSDI. It is against the law to for them to do that.

I advise everyone to do the following: avoid SSI and get SSDI if you really need it but go to college and get your education. Your goal should be to become so over qualified for the jobs you are seeking that the companies will have no other choice but to hire you or get sued for discrimination. If you can’t change the current paradigm of the majority of people in positions of power, focus on changing yourself – become educated, become over qualified.

Comments for Don't Even Get SSI

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Mar 27, 2010
Difference between SSI and SSDI...what?
by: Anonymous

What is the difference between SSI and SSDI?
My son got SSI and he usually had to end up paying it back. Especially when they deposited a check directly into his account and he didn't know it. Then when he really needed help they wouldn't give it. Then two years after going in to try to get some SSI so he wouldn't starve, they deposited a HUGE amount of money in his account. Found out it was retro payment of SSDI. I told them to take it back NOW. They refused. They also gave his child a large amount clear back to when she was born or 4 years worth. So we informed them he was working now. He had a good job in construction. They kept giving him the SSDI. We informed them 3 times. Finally after nearly 2 years, they sent a letter saying he had to pay back nearly $19,000. I knew it! He had the money so he gave it back. They also sent a letter to the mother of his child saying she had to pay back about $12,000. She had spent her money so she got a waiver! She essentially was double paid child support. Then when the economy plunged last year, and there was no more construction work, he had to go back on the SSDI. But they wouldn't give the mother of his daughter a check probably because of giving her two years worth she couldn't repay. So what does she do? She gets the child support order enforced. They took his tax return check this year he was counting on the pay off his credit card debt. All from legal issues over custody and visitation. He finds out they can garnish the SSDI too. He is so in debt now.
I don't know what the answer is. This barely leaves him enough to live on. In fact, guess who has to take up the slack. Me.

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Its a fact that most of the time companies refuses to hire deaf persons. There are many reasons but the major is same you mentioned here. Sometimes I feel really sad to see how deaf people suffered while searching for jobs. My friend is deaf and I know how he feels when he could not get anything. I am helping him getting a job with a help of resumes planet.

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